World Checking

Excludes outgoing international wire transfers. Back to content

Mobile carrier data and text rates may apply. Back to content

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate. Back to content

Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. Back to content

Early Direct Deposit applies to eligible personal checking accounts.  Eligible personal checking accounts include: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. If your account changes to a non-eligible account, you may lose access to the Early Direct Deposit Service.   

You can typically expect to receive qualifying Direct Deposits that come through ACH (Automated Clearing House) up to 2 days earlier than their scheduled payment date.  Examples of Direct Deposits that may qualify include payroll, pension, and government benefits.  Other deposits or credits to your account, such as person-to-person payments, checks or mobile deposits, and other electronic credits are not eligible for Early Direct Deposit.   

Enrollment may be done by any account owner, and Early Direct Deposit Services may apply to all qualifying deposits made into the account.

Early Deposit availability may vary by deposit. Receiving your deposit early one time does not guarantee you will receive it early again. Early deposit can depend on; 
When we receive payment instructions from the payor,
Any limitations that we place on early availability (such as the amount, payer, etc.) which we may change at any time without notice,
Any standard fraud prevention screening, and
Any other unforeseen circumstances the Bank may encounter.

Any credit issued to you by the bank as a result of an ACH credit entry is provisional and subject to final payment instructions from the employer. Likewise, any ACH credit entry we provide to you remains provisional until we receive final payment. If we determine, based on satisfactory documentation, that a credit entry was made in error or for an incorrect amount, we reserve the right to debit your account for the improperly credited amount. In the event of insufficient funds, you agree to reimburse us accordingly.

You may change your enrollment status at any time. Back to content