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Control, Confidence, and Guidance in One Premium Account

Manage your money with confidence—earn more, protect your assets, simplify everyday banking, and get guidance from a trusted team focused on your financial goals.

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Account Costs

$20 or $0 monthly fee
How to Avoid the Fee
$50 Minimum to open account

Grow Your Money and Keep More of What You Earn

Earn interest on your balance and avoid common banking fees. This account is designed to help more of your money stay where it belongs — with you.

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Earn Interest on Your Everyday Balance

Your balance earns interest automatically — because even the money you keep accessible should continue working for you.

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Know What’s Coming

See what’s on the way, from paychecks to bills, and get alerts if your balance might run low.
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Track Spending

Easily search and filter transactions by account, month, or category so you always know where your money is going.
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Spot Trends

View simple charts of your spending habits, making it easier to notice patterns and adjust if you need to.
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Stick to Your Budget

Set a budget that works for you, track your progress, and get friendly reminders to help you stay on track.
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Built-In Protections for What Matter

Enjoy peace of mind knowing your identity, devices, and credit are proactively protected. With built-in monitoring, coverage, and alerts, you can focus on what matters most.

Protect What’s Priceless: Your Identity

24/7 monitoring with alerts for detected fraud, plus up to $25,000 in identity restoration support from dedicated fraud specialists.
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Monitor Your Credit

Monitor your credit scoredisclosure 2,disclsoure 3 with ease and get instant alerts about any changes or unusual activity in your credit file, so you can act quickly and protect your financial reputation.
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View Your Credit History

Stay on top of your credit and catch potential issues early with access to a credit reportdisclosure 2 every six months, based on a single bureau—or if you open an identity theft resolution case.
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Keep Your Phones Protected

Pay your phone bill with this account or a Central Bank credit card to get cell phone protectiondisclosure 4 for lost or damaged phones—up to $600 per claim and $1,000 per year.
Money Manager

See the Big Picture of Your Finances

Track your spending, subscriptions, and goals with minimal setup. Automated tracking and personalized insights bring everything together—link external accounts for a complete picture.

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Tools That Give You Total Control

Manage your money with ease and precision. From automated bill pay to smarter tracking tools and complimentary services, this account gives you a clear and organized view of your finances without adding work to your day.
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Schedule Payments

Schedule one-time or recurring payments directly from your account.
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Send Wires Within the U.S. — Without the Fee

Transfer funds within the U.S. confidently, with no wire fee.
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Notary Services

Access complimentary notarization when paperwork requires it.
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Your Statements, Your Preference

Go paperless for speed, security, and simplicity — or choose paper for a traditional record in hand.
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Sync with Personal Accounting Software

Securely connect to QuickBooks®, Quicken®, or Microsoft Money to keep records accurate and tax-ready.
Wealth management

One Relationship. Multiple Ways to Grow.

Access a broader financial team spanning investments, trust planning, and personalized banking services — all working together to support you as your needs evolve.

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Build a Strategy Around Your Financial Goals

Work with experienced advisors to create a personalized investment plan aligned to your priorities, timeline, and risk comfort.

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Protect and Pass On Your Wealth with Confidence

From personalized investment strategies to wealth and estate planning, access tailored guidance to help you manage today — and prepare for what comes next.

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Experience More Personalized Banking

For clients with more complex financial needs, additional banking support and exclusive services may be available.

Learn About Private Banking

Make Your Money Work Harder, Smarter, and Safer

Banking that grows your money, safeguards your assets, and provides guidance — so you can manage your wealth with ease.
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Disclosures and Information

  1. Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. ATM refund will be limited to $10 per receipt with a maximum of $25 per statement cycle.Back to content
  2. Registration/activation required.Back to content
  3. You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.Back to content
  4. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions.Back to content